At the Bank 在银行 Zài yínháng

In this lesson you are going to learn the fundamental expressions used when you are at banks, such as deposit/withdraw money, different kinds of currencies, etc.

Please translate the following phrases into Chinese:

1. At the bank
2. Go to the bank
3. Go to the Citi bank
4. Want to go to the Citi bank
5. Go to the bank of China
6. Would like to go to the bank of China
7. USD
8. RMB
9. GBP
10. EUR
11. The exchange rate between USD and RMB
12. Service fee
13. Without service fee
14. Account
15. Open an account
16. Close an account
17. Current deposit account
18. Term deposit account
19. Current deposit account or term deposit account?
20. Deposit or withdraw money?
21. Interest rate or exchange rate?
22. Citibank or Bank of America?
23. Is that an ATM?
24. Exchange some money
25. Deposit some money
26. Withdraw some money
27. Want to deposit some money
28. Want to go to Bank of America to deposit some money
29. Would like to withdraw some money
30. Would like to go to bank of China to withdraw some money

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ANSWER KEYS:

1. At the bank 在银行zài yínháng
2. Go to the bank 去银行qù yínháng
3. Go to the Citi bank 去花旗银行qù huāqí yínháng
4. Want to go to the Citi bank 要去花旗银行 yào qù huāqí yínháng
5. Go to the bank of China 去中国银行qù zhōngguó yínháng
6. Would like to go to the bank of China 想去中国银行xiǎng qù zhōngguó yínháng
7. USD 美元／美金měiyuán/měijīn
8. RMB 人民币rénmínbì
9. GBP 英镑 yīngbàng
10. EUR 欧元ōuyuán
11. The exchange rate between USD and RMB 美金和人民币的汇率měijīn hé rénmínbì de huìlǜ
12. Service fee 服务费 fúwù fèi
13. Without service fee 没有服务费méiyǒu fúwù fèi
14. Account 账户zhànghù
15. Open an account 开一个帐户kāi yīgè zhànghù
16. Close an account 关一个帐户guān yīgè zhànghù
17. Current deposit account 活期账户huóqī zhànghù
18. Term deposit account 定期账户dìngqī zhànghù
19. Current deposit account or term deposit account? 活期账户还是定期账户？ Huóqī zhànghù háishì dìngqī zhànghù? 
20. Deposit or withdraw money? 存钱还是取钱？Cún qián háishì qǔ qián?
21. Interest rate or exchange rate? 利率还是汇率？Lìlǜ háishì huìlǜ?
22. Citibank or Bank of America? 花旗银行还是美国银行？Huāqí yínháng háishì měiguó yínháng?
23. Is that an ATM? 那是一个取款机吗？Nà shì yīgè qǔkuǎn jī ma?
24. Exchange some money 换钱huànqián
25. Deposit some money 存钱cún qián
26. Withdraw some money 取钱qǔ qián
27. Want to deposit some money 要存一些钱yào cún yīxiē qián
28. Want to go to Bank of America to deposit some money 要去美国银行存钱 yào qù měiguó yínháng cún qián
29. Would like to withdraw some money 想取一些钱xiǎng qǔ yīxiē qián
30. Would like to go to bank of China to withdraw some money 想去中国银行取一些钱xiǎng qù zhōngguó yínháng qǔ yīxiē qián

Cultural notes:

中国的中央银行是中国人民银行。

The central bank of China is the People's Bank of China.

Zhōngguó de zhōngyāng yínháng shì zhōngguó rénmíng yínháng.

在中国有“四大”国有银行，它们是中国银行，中国建设银行，中国农业银行，还有中国工商银行。

Zài zhōngguóyǒu “sì dà” guó yǒu yínháng, tāmen shì zhōngguó yínháng, zhōngguó jiànshè yínháng, zhōngguó nóngyè yínháng, hái yǒu zhòng guó gōngshāng yínháng.

In China there are "big four" state-owned banks, the Bank of China (BOC), the China Construction Bank (CCB), the Agricultural Bank of China (ABC), and the Industrial and Commercial Bank of China (ICBC).

Quiz:

1. What is name of China's Central bank?

2. Which of the following is not one of the "big four"?

• 中国银行
• 中国农业银行
• 中国工商银行
• 中国交通银行
• 中国建设银行